Life & Critical Illness

Plan Ahead with Beneco’s Life & Critical Illness Insurance Services

Are you looking for Life Insurance and Critical Illness Protection?

We’d all like to live like Peter Pan – with all of us avoiding the aging process everyday. Unfortunately, life’s not like that and we all need to consider protection. At Beneco Financial Services, we can explain and explore the merits of level or decreasing Life Insurance cover. Both options are designed to pay out a lump sum if you die during the term of the policy. The key difference is level cover will remain level throughout the policy term whereas decreasing will decrease in-line with your mortgage.

Many people purchase critical illness cover from Beneco Financial Services with their life insurance, but it can be bought separately. Critical illness cover will pay out a tax-free lump sum if you’re diagnosed with a wide range of illnesses. Policies can vary between insurers and can vary in illnesses – with some covering the main diagnoses (cancer, stroke and heart attack) right up to 95+ critical illnesses.

​Would you be able to meet existing commitments if you were unable to work and bring home an income?

​We can also arrange private medical insurance for personal or business.

Who Needs Life and Critical Illness Insurance?

Life and critical illness insurance comes with significant financial protection for everyone. However, most people don’t know who actually needs this type of insurance. For that, we’ve listed some people who must have life insurance and critical illness insurance.

People with heart attacks can benefit greatly from critical illness insurance coverage.
Stroke survivors usually need the financial safety that critical illness insurance provides.
Organ transplant patients may face high medical costs, which insurance can help cover.
Cancer patients can depend on critical illness insurance to manage treatment expenses.
Those undergoing coronary bypass surgery should consider this coverage for added peace of mind.

Contact Beneco Today for Life and Critical Illness Coverage!

What Does Life and Critical Illness Insurance Cover?

During difficult times, life and critical illness insurance can ensure the necessary support and keep peace of mind. Here is a list of what can be covered by this insurance:

Paying for Medical Services

Life and critical illness insurance can be used for serious medical expenses. Some insurance covers major diagnoses like cancer, stroke, and heart attack, along with over 95 critical illnesses.

Support for Non-Traditional Treatments

Critical illness insurance policies cover treatments not included in standard health insurance plans. This flexibility ensures patients can take advantage of different therapeutic options for their recovery.

Daily Living Expenses

This insurance fund can also be used to pay for patients’ daily living expenses. As a result, critically ill individuals can concentrate on recovering instead of worrying about their finances.

Transportation Costs

Life and critical illness insurance policies cover transportation expenses for treatments. You can also pay for home modifications to better your situation, like installing special lifts or retrofitting vehicles.

Rest and Recuperation

Insurance funds can be used for vacations for terminally ill patients. It provides a restful environment for recovery or final memories with loved family or friends.

How We Help you?

Beneco Financial Services is one of the trusted life insurance broker London, which will simplify the daunting process of insurance. Our dedicated critical illness cover broker ensures you make informed decisions when choosing an insurance plan. Here is how we can help you with life insurance and critical illness protection.

Find the Best Insurance Provider

Our critical illness cover broker researches the market in-depth to find the most reliable insurance providers in London for you. Beneco’s team will analyse each provider’s services and reputation. This ensures you get the best insurance plans available.

Compare Different Insurance Plans

We also help you compare different insurance plans in detail. In that case, our comparison tool will make it easy to understand the differences. This way, you can make an informed choice based on your individual financial requirements.

Provide Expert Advice

Beneco, a trusted critical illness insurance broker London, has professional brokers with years of experience to guide you through the insurance selection process. We provide individual recommendations based on your situation. You can rely on our expertise to make the best decision.

Ongoing Support

We will continuously support you even after you’ve chosen an insurance plan. Our team is ready to answer any questions you may have. As the best life insurance brokers, we ensure you are always informed about any updates or changes in your insurance plan.

Supporting you through the process

At Beneco Financial Services, we recognise that it’s not always easy for customers to compare products and services and understand the mountain of paperwork from various providers. That’s why we give customers our Beneco pledge to simplify insurance with:

A dedicated adviser to explain the shortlist of policy types and their differences at the outset
Comprehensive online tools to quickly assess the viability of mainstream and niche insurance providers
A clear, concise breakdown of differences between policy quotes and what they cover – and critically what they don’t
A dedicated case manager to process and track all stages of the process application
An automated reminder service at the end of term, to ensure sufficient time to explore better deals at the time

How Do We Work?

We do not charge arrangement or consultation fees for personal or business insurance services. After a quick fact-find call or meeting, we’ll explore the market for the best options and essential criteria for you to consider. We know the preferences, strengths and checklists for all the key insurance providers, so we’ll get you to the right solution swiftly and efficiently.

Let’s chat, and start the process of establishing the right solution for you.

Benefits Of Insuring Through Beneco Financial Services

Expertise and Experience

Beneco Financial Services has a dedicated team with years of experience in the insurance industry in London. They are always ready to provide expert advice that is specific to your financial needs. Their experience in the insurance industry ensures you get the best plan possible.

Trusted Reputation

We have built a trusted reputation over the years in London. Most of our clients have praised us for our outstanding services. Thus, Beneco is known as a reliable life insurance broker London among insurance seekers.

No Fees for Consultation

Our initial consultation about life and critical illness insurance is completely free to our clients. This means you can get expert advice without any costs, which is an excellent opportunity to speak with experts about your insurance requirements.

Simplify Application Process

Beneco Financial Services’s professional critical illness cover brokers will help you with every step of the process. From dealing with necessary and legal paperwork and negotiating with different insurance providers, they ensure the entire process is hassle-free for you.

Transparent Policy Breakdown

Being legitimate life insurance brokerage firms, our professional insurance brokers will explain each policy in simple terms. They break down complex information into understandable terms for you. This helps you make informed decisions about your insurance plan.

Dedicated Case Management

With Beneco Financial Services, you will get a dedicated case manager to assist you individually. The manager will work as a representative to guide you through the entire insurance process. This will ensure your specific financial needs are met efficiently.

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