Buy To Let Earnings Calculator
Buy To Let Earnings Calculator
Our mortgage calculator should only be used as a guide only. For a personalised quote, please speak with one our of advisers.
Note:
This calculator should only be used as a guide only and does not represent a guaranteed mortgage amount and/or offer.
Please contact us for a personalised illustration.
Subject to criteria and eligibility criteria.
Income Tax Rates
Basic rate 20% ——– £12,571 to £50,270
Higher rate 40% ——– £50,271 to £150,000
Additional rate 45% ——– over £150,000
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Supporting More complex situations
At Beneco Financial Services, we can navigate the complexity that complex mortgages, self-employed/sole trader status and adverse credit history can bring to mortgage applications.
Sharia Compliant
At Beneco Financial Services we can support you in obtaining an Islamic mortgage that is compliant with Sharia Law. These mortgages are not the same as traditional mortgages because they don’t involve paying interest. We’re one of a limited number of companies who has the permission from The Financial Conduct Authority to arrange Sharia Compliant Mortgages
for Customers with Bad Credit
It’s often possible to obtain a mortgage with a bad credit history, although the options available to you may be limited or not with the lender of your choosing. At Beneco Financial Services we have the experience of what lenders are looking for and what they will consider.
Self Employed & Sole Traders
Accounts for 2 years is preferred, but, If you have less than 2 years it could still be possible to obtain a mortgage. Most mortgage lenders will average your income but there are some lenders who consider your latest year figures. Also, there are lenders who could consider using your retained profit, salary and dividends, if you’re a Ltd company director and take a low salary and dividends but have a high retained profit.